7 Documents You Need When Selling Your House in Minnesota

7 Documents You Need When Selling Your House in Twin Cities

If you’re planning to sell your house in Minnesota, it’s essential to be well-prepared from the beginning by getting all your documents in order. Having your paperwork ready can speed up the process and make it smoother.

As with any legal transaction, selling your house in Minnesota requires a significant amount of paperwork. Before putting your property on the market, it’s important to have these six essential documents ready, as they are typically required during the home selling process.


It’s crucial to have a legally binding contract in place and signed by both parties when selling your house in the Twin Cities. This contract will not only help ensure a smooth closing process but also serve as a reference for settling any disputes that may arise after the sale.

When drafting the contract for your Twin Cities house, it’s important to include specific details such as the closing date, purchase price, and date of occupancy. Additionally, you should outline any conditions for termination as well as inspection dates to ensure that both parties understand their obligations and responsibilities.

If you’re selling to an out-of-state buyer, it’s essential to be aware that commercial transactions that cross state lines are governed by the Uniform Commercial Code. This code provides a standardized set of rules and regulations that apply to all commercial transactions, including the sale of real estate.

Working with a reputable real estate professional can help ensure that your contract is thorough and legally binding, minimizing the risk of disputes or other issues down the line. Contact us today to discuss how we can help you sell your Twin Cities property quickly and efficiently while protecting your legal rights and interests.

Disclose! Disclose! Disclose!

When selling your house in the Twin Cities, it’s important to provide a property disclosure to potential buyers. This document will detail any known defects or malfunctions on the property, such as issues with the plumbing, electrical system, or structural integrity.

Failing to disclose known issues can not only lead to legal entanglements and expenses but also damage your reputation as a seller. If a buyer discovers a defect that you failed to disclose, they may feel deceived and seek legal action against you.

By providing a thorough and accurate property disclosure, you can protect yourself from potential legal issues and help build trust with potential buyers. It’s important to work with a knowledgeable real estate professional who can guide you through the disclosure process and ensure that all necessary information is included.

At Matt Buys Houses MN, we have years of experience helping sellers navigate the complex legal requirements involved in selling a property in the Twin Cities. Contact us today to learn more about how we can help you sell your home quickly and efficiently while protecting your legal rights and interests.


The deed to your property designates the legal ownership and must be presented to the buyer for careful review. The deed for your house in Minnesota must be transferred after the sale to the name of the new owner.

Occupancy Rider

Timing doesn’t always work out and you’ll want to have n place document should detail responsibilities for any rent, utilities or additional costs or repairs, as insurance policies usually do not cover this period. Should you need to stay in the house after the closing date you will need a post-occupancy agreement. Conversely, should the buyer need to be in place prior to the completion of the sale of your house in Minnesota, this will require a pre-occupancy agreement. 

Third-Party Financing Clause

When you need to sell, you could consider getting a mortgage on your house as another source of financing for your buyer in Minnesota. Should you do so, your third party financing clause or financing addendum should be attached. In the event your buyer’s traditional mortgage application for the remainder of the financing is denied, you’re protected.


The promissory note, obtained from the buyer, is a contract written to clearly outline the rights and duties of the parties, which must be signed and dated. For buyers who are purchasing through non-conventional means this is extremely important, as it enables using the seller as the financer, with the property itself acting as the security for the loan. This document should outline the amount of money to be paid, the date to be paid, or detailing the installments to be paid to the holder or payee.

Settlement Statement

HUD Laws now require very specific details of the transaction to be outlined in a closing or settlement statement. At least one day prior to the closing, the buyer has the right to review this statement, in order that consumers are aware of just what they’re being charged in fees at the closing and in financing interest for the term of the loan. Strict adherence to these laws will help you to avoid legal nightmares in the future. Be prepared at the closing, should the solicitor request you to show your proof of identity. The documents should be examined carefully before being provided to the buyer. The broker should verify the information and offer any input should they find errors or information lacking in the documents.

Ready to close on the deal? Gather the 6 documents you need when selling your house in Minnesota and give Matt Buys Houses MN a call at 612-293-3532 or send us a message at any time!

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